BIZA vs Wafeq
Great books are the start, not the finish
Wafeq does compliant accounting well for Saudi and UAE businesses. BIZA is what you graduate to when the business around the books needs a system too. An honest comparison.
01—Where Wafeq is strong
Credit where due
Wafeq is a clean, compliance-focused accounting product with a good name among accountants in the region.
- Focused, tidy accounting experience
- ZATCA-compliant e-invoicing
- Accountant-friendly workflows
- Published, accessible pricing
02—Where BIZA is stronger
The operations around the ledger
Inventory, procurement, HR, projects, CRM, e-commerce, and a hospitality PMS — running on the same ledger Wafeq would only see summaries of.
- Multi-location inventory with landed costs and valuations
- Procurement from RFQ to posted purchase entry
- HR and payroll in the same platform as the books
- CRM with a WhatsApp Business inbox
- ChatGPT-like assistant across all of it
- AI capture for supplier invoices, expenses, and statements
03—Switching
Migration without the cliff
Start with a guided trial on your data, bring the balances over, and keep your accountant in the loop with full statements.
- Guided self-serve trial on your own data
- Chart of accounts and opening balances brought over
- GL, trial balance, P&L, balance sheet, and cash flow out of the box
- Optional concierge migration, quoted to your size
Side by side
An honest look at where each product stands. A dash means partial — read the note.
| BIZA | Wafeq | |
|---|---|---|
| Accounting, VAT & financial statements | Included | Included |
| ZATCA Phase 2 clearance built in | Included | Included |
| Full ERP in one plan | Included | Not includedAccounting-focused product |
| Multi-location inventory & landed costs | Included | Partially — see noteInventory basics |
| Hospitality PMS + OTA channel manager | Included | Not included |
| HR & payroll | Included | Partially — see notePayroll features |
| Projects with Gantt & timesheets | Included | Not included |
| E-commerce storefront | Included | Not included |
| POS posting to the same ledger — offline, printers, restaurant mode | Included | Not includedThrough third-party POS integrations |
| ChatGPT-like assistant that drafts documents | Included | Partially — see noteAI bookkeeping aids |
| WhatsApp Business team inbox | Included | Not included |
| Arabic-first with full RTL | Included | Included |
| Pricing model | IncludedQuote-based, per active user | IncludedPublished tiers |
Based on each vendor's public documentation as of August 2026. Spotted something outdated? Tell us and we'll fix it.
Switching questions
My accountant likes Wafeq — will they cope with BIZA?
Yes. BIZA is a full double-entry system with GL, trial balance, P&L, balance sheet, cash flow, and AR/AP aging — the statements your accountant expects, plus an audit log on every change.
Is BIZA compliant for Saudi e-invoicing?
Yes — ZATCA Phase 1 and Phase 2 workflows including clearance, with bilingual tax documents and auditable numbering.
What does migration involve?
A guided trial first, then chart of accounts, opening balances, customers, and suppliers brought over — concierge migration available, quoted to your size.
Your books, plus the business around them.
A full ERP with the compliance you already expect.